Afiya Francisco

Kimberly Moffit

Gail Vaz-Oxlade

Jennifer Horvath

Twenty-four year old Tanya, who&apos;s lived on her own since she was seventeen, is a $33,000 per annum income cosmetician at a drug store. She uses the excuse of being in the fashion business to splurge on herself to look good, and fu...

Nathalie Younglai

Tanya

Twenty-four year old Tanya, who's lived on her own since she was seventeen, is a $33,000 per annum income cosmetician at a drug store. She uses the excuse of being in the fashion business to splurge on herself to look good, and further to live the high end life. She believes she deserves what she spends on herself. She treats her boyfriend, Jamal, like her sugar daddy, he who moved out of their shared accommodation because of it. Her friends don't expect anything from Tanya when they go out because they know she will never offer to pay. If she doesn't have enough money to spend on her indulgences, she sponges off her family, which has placed her grandmother Verna, who lives off a fixed pension, in a difficult financial situation. Her father has already cut her off. A diva, she uses emotional blackmail, often throwing temper tantrums or giving the cold shoulder, to get what she wants. She had in the back of her mind that she would rack up the debt, which she is unaware sits at $30,000, and then declare bankruptcy to make it all go away. Gail wants Tanya to see what it's like to live on her grandmother's income for a month - about $1,000 less a month than Tanya's own income - which has to cover everything, including debt repayment specifically to Verna. Gail makes Tanya go through a goal setting exercise for something that she would like to achieve in her life. Gail provides Tanya with a stylist to show her how to maximize the use of her existing wardrobe. Because Tanya still wants to spend on indulgences, Gail makes her calculate the number of work hours to get enough disposable income to buy each item. Tanya has to pay back Verna in services as well as money. And Gail places Tanya in a situation of temptation to see if she falls back into old habits. But it's Tanya's timeliness in the initial meeting with Gail which sets the tone for Tanya's journey.

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Tanya

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